PMS & AIF Investments Simplified – Secure Your Wealth With Us
At Anbwealth, we are committed to helping you navigate the world of sophisticated investments with ease. Whether it’s Portfolio Management Services (PMS) or Alternative Investment Funds (AIF), we’ll guide you in selecting the right solution to align with your financial goals and risk appetite.
What is PMS (Portfolio Management Services)?
PMS is a professional wealth management service designed for High-Net-Worth Individuals (HNIs) who seek:
Under PMS, an experienced portfolio manager or team creates and manages your portfolio, keeping your financial aspirations and risk tolerance in focus.
Expert guidance in managing their investments.
Personalized portfolios tailored to meet their specific goals.
Active monitoring and adjustments for maximum growth.
Who is PMS for?
PMS is ideal for investors who:
- Want personalized and professional management of their wealth.
- Have a higher risk appetite and are comfortable with equity and volatile assets.
- Are aiming for long-term high returns with strategic investments.
- Minimum Investment: ₹50 lakhs (as per SEBI guidelines).
Advantages of PMS:
- Customized Portfolios: Investments crafted to suit your goals.
- Active Management: Experts monitor and optimize your portfolio.
- Transparency: Regular reports and insights into your investments.
- Tax Efficiency: Optimize taxes with strategic portfolio adjustments.
What is AIF (Alternative Investment Funds)?
AIFs are investment vehicles that pool funds to invest in non-conventional assets like private equity, hedge funds, real estate, and more. They are ideal for investors looking to diversify beyond traditional options like equities and mutual funds.
Category I
Focus on startups, SMEs, and socially beneficial ventures.
Category II
Includes private equity funds, debt funds, and other long-term investments.
Category III
Invests in liquid assets, listed shares, derivatives, hedge funds, and other complex strategies.
Who is AIF for?
AIFs cater to sophisticated investors such as HNIs and institutions who:
- Want diversification into unique and innovative assets.
- Are seeking higher returns through advanced strategies.
- Can commit to long-term investments.
- Minimum Investment: ₹1 crore (as per SEBI guidelines).
Advantages of AIF:
- Diversification: Access to unique opportunities not available in traditional investments.
- Expert Management: Handled by seasoned professionals with innovative strategies.
- Regulated Framework: Operates under SEBI’s stringent guidelines for investor protection.
Choosing Between PMS and AIF
Finding the right fit depends on your financial goals, investment horizon, and risk appetite. Here’s how they compare:
| Criteria | PMS | AIF |
|---|---|---|
| Minimum Investment | ₹50 lakhs | ₹1 crore |
| Risk Appetite | Medium to High (equity-focused) | Medium to High (broader asset classes) |
| Customization | Personalized portfolio strategies | Predefined innovative strategies |
| Best For | Direct equity exposure | Diversification into unique opportunities |